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Beware: ‘Tis the Season to Watch Out for Holiday Scams

12/19/2016 6:44 PM Comments Posted By Floralyn Teodoro
While you get busy with your holiday activities, holiday scammers tend to get busy too. To safeguard yourself, your information, and your safety, you need to be wary of them.

According to FBI, in Florida alone, 20, 306 consumers claimed a total loss of $94.5+ million from Internet scams, making this US State rank second in the number of alleged Internet scam victims reported in 2015.

With the influx of online shoppers as the holiday season ensues, the volume of cyber criminals also rises. Consumers become susceptible to fraudulent activity and getting scammed out of their hard-earned money. So as the holiday season rolls in, take a look at and examine the scams you need to be wary of:

Public Wi-Fi hacking attacks

Although it’s tempting to connect to a public Wi-Fi network, you must be reminded that operating in an open network makes it easier for hackers to access your device and your personal data such as the websites you visit, your passwords, credit card details, etc.

To protect your personal data from hackers, turn off file sharing from your device. If you don’t, hackers may acquire your online banking information and transfer your funds to their accounts, steal your login credentials, and take over your mobile device or laptop.

To be safe, refrain from connecting to public Wi-Fi networks for online banking transactions, online shopping, etc. These things should be done on secure networks.

Too-good-to-be-true coupons

This season, you might receive coupons in your email that offer free complimentary expensive gadgets. Although it may be tempting to give in, don’t fall for these too-good-to-be-true coupons easily. Most of these coupons are baits from hackers and scammers.

Before taking any action such as sending them your personal information, confirm the offers or coupons from the company and make sure they’re truly legitimate.

Fake postal delivery messages

Beware of any questionable text message or email that says you have received a package from US Mail, FedEx, or UPS, and then requires you to send some personal information. Don’t believe immediately especially when you’re not expecting any package at all.

If you receive any suspicious email especially from a questionable email address, delete them immediately. Never click on any link or attachment included in the email. Likewise, never give away any of your personal information through a text message.

Charity scammers and tricksters

Another type of cyber criminals is those who take advantage of the people’s generosity during the holiday aka giving season by creating fake charity websites or misusing names and brands of well-known charities to transfer the donations to their accounts.

To make sure you’re not sending your donations to fraudulent charities or cyber criminals, always confirm and verify the legitimacy of your chosen charity first. Contact the charity before sending in your donations. Better yet, stick with the charities you already know.

Scam work-from-home postings

With the rising need to earn extra income during the holidays, scammers create scam job offerings to trick people into their fraudulent schemes by making “no experience necessary” offers and requiring upfront fees for what they say to be training or start-up kits.

Before giving in to any job offer, carefully research the company or individual you’ll be applying for. Don’t lose a legit job opportunity over a fraudulent job offering.

To learn more about the most common scams you need to be wary of,

Tips on avoiding fraud and scam:

With the information about the most common holiday scams you need to watch out for this season, here are also tips to avoid becoming a victim of scam, hacking, and fraud:

Regularly check your bank and credit card statements to monitor where your money is spent. This way, you’ll get to see early on whether suspicious expenses are credited to your account. If that happens, you can report it immediately.

When doing your holiday shopping online, make sure to only purchase merchandise from legitimate and reputable online shops. Also, make sure to do your online shopping and payment transactions over a secure and private Wi-Fi network.

Although tempting, avoid giving in to too-good-to-be-true deals, coupons, and promos. Or, make sure they’re official promos by contacting the brand itself.

Be cautious when opening and reading your received emails. Immediately delete emails from suspicious email addresses. More than that, never click nor download links and attachments included in the emails sent by unknown senders.

If you happen to receive an email or text message requesting your personal information, contact the business or institution personally to confirm the request. Look for the main contact information stated on their official website to make sure.

Be extra careful this holiday season and always practice the “Think Before You Click” mantra. Familiarize yourself with the holiday scams enumerated above to avoid being victims of cyber criminals and scammers. Have a happy, safe, and scam-free holidays! 

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